Insights & Guides

Fokus Blog

Expert insights on personal finance, investing, app development, and building healthy habits.

Budgeting

90-Day Budget to Build Lasting Savings

A practical, step-by-step guide to designing a 90-day budget that creates real savings. Learn how to baseline, bucket your expenses, identify quick wins, automate, and review—so habits stick long after day 90.

personal-financebudgetingsavings
Development

Turn Early Feedback Into a Winning Product Roadmap

Turn early signals into a focused, executable product roadmap. Learn a practical framework to collect, categorize, prioritize, and validate features fast, so your next release truly moves metrics.

Product ManagementStartupProduct Roadmap
Health

Plan Social Situations to Stay Smoke-Free in 30 Days

Plan ahead for social moments, map your triggers, and adopt practical in-the-m moment strategies to stay smoke-free for 30 days. This guide offers actionable steps, planning templates, and supportive tips to help you navigate social life without smoking or vaping.

smoking cessationvaping cessationbehavioral strategies
Budgeting

How Families Can Apply the 50-30-20 Budget Rule Today

This guide breaks down the 50-30-20 budget rule for families into actionable steps. Learn how to categorize needs, wants, and savings, build a flexible plan for irregular income, and keep family finances on track with practical tricks and a simple example.

budgetingfamily-financespersonal-finance
Development

Validate PMF After MVP Without Wasting Your Budget

Shifting from MVP to PMF doesn’t have to drain your budget. Learn a lean, proven playbook to measure true value, run quick experiments, and decide fast whether to persevere or pivot. Build confidence with real customer signals and disciplined, low-cost testing.

Product ManagementStartupMVP
Budgeting

Build a Pocket-Friendly Family Budget in 4 Weeks

Struggling to make money stretch? This practical 4-week plan helps you baseline spending, cut waste, automate savings, and sustain the discipline needed for a pocket-friendly family budget. A final tip hints at a private budgeting option for families.

budgetingfamily financemoney management
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