Insights & Guides

Fokus Blog

Expert insights on personal finance, investing, app development, and building healthy habits.

Budgeting

Stop Budget Bleed: 7-Step Family Spending Audit

A practical seven-step plan to uncover where family money leaks away, from subscriptions to everyday spending. Learn to track, categorize, and reset budgets for real-world results.

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Budgeting

Three-Bucket Budget: How to Prioritize Essentials Now

A practical three-bucket approach helps families prioritize essentials, build an emergency buffer, and regain control of everyday spending. Learn actionable steps and data-backed guidance to put your budget on solid footing.

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Budgeting

Budgeting with Irregular Income: A 6-Step Family Plan

This article presents a practical six-step plan for families dealing with irregular income. Learn to map earnings, create a flexible baseline budget, establish sinking funds, forecast cash flow, and protect finances with steady reviews.

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Budgeting

Guide to a Sustainable Family Budget You Can Afford

A practical, no-nonsense guide to building a sustainable family budget. Learn to track spending, choose a flexible framework, build buffers, and involve the whole family with actionable steps.

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Budgeting

A Practical Step-by-Step Guide to a Flexible Family Budget

Learn a practical, step-by-step approach to building a flexible family budget. From goal setting and tracking to sinking funds and family rituals, this guide provides actionable steps you can start today to adapt your finances to life’s changes.

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